We Protect Your Cycling Lifestyle

Fast quotes, affordable coverage, and easy claims

HOW IT WORKS

Easy coverage
in a couple steps

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Tell Us About Your Bike

Enter information about you, your bicycle, and what you need

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Get An Instant Quote

We’ll walk you through policy options

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Select A Policy

Choose the plan that’s best for you

That’s It!
You’ll have your certificate of insurance at your fingertips faster than your last time trial. Which, if we’re being honest, is pretty darn fast.
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Say hello to a new way to ‍experience insurance!

From cranks and cassettes to frames and fenders, we give cyclists the ability to fully insure bicycles and e-bikes independent of their limited home or renters insurance. Accidents happen, and Simple Bike Insurance is here for those moments.

WHO WE ARE

Insurance policies
that fit your needs

We cover everything: bikes, e-bikes, spare parts and cycling accessories.

Theft protection.

Multiple bike discount.

Flexible plans. Extend your policy with additional coverages.

Covers much more than home insurance.

HOW WE COMPARE

Policy Pricing & Coverage

Home or Renters
Insurance
Simple Bike Insurance
Insured At Full Value
Not Likely
Yes
Crash or Collision Damage
No
Yes
Cycling Accessories, Apparel, & Gear
Not Likely
Yes
Electric Bike Coverage
Limited
Yes
Event Fee Reimbursement
No
Yes
Racing Coverage
No
Yes
Replacement Bicycle Rental
No
Yes
Roadside Assistance
Not Likely
Yes
Spare Parts Insured
Not Likely
Yes
Theft Away From Home
Limited
Yes
Theft From Home
Limited
Yes
Transit & Travel Damage
Not Likely
Yes
Vehicle Contact
No
Yes

Belong to a bicycle association?
Congratulations!
You just got
10% off your policy

Belong to a bicycle association?
Congratulations! You just got
10% off your policy

Belong to a bicycle association?
Congratulations!
You just got
10% off your policy

Jake
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Very easy to work with and great communication. No pushy sales tactics.
Matthew
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Getting a quote was simple and my policy worked out perfectly.
Jessica
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The process was quick and easy, not a lot of effort required. Definitely recommend for other cyclists.
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