Full Coverage
ebike and bicycle insurance
Fast quotes, affordable coverage, and easy claims
WE COVER ALL BRANDS
Bicycle insurance policies
that fit your needs
Theft Protection
If your bicycle is stolen, don’t worry. We’ll reimburse, replace, or repair your bicycle up to its full value.
Spare parts
We cover up to $500 per claim and $1,000 per policy term for stolen or damaged spare parts and apparel.
Bicycle Liability
Protect yourself financially in the event you injure another person or cause property damage while cycling, get up to $100,000 in coverage.
Accidental Damage
Get your bicycle repaired or replaced at its full value in case it’s damaged in an accident, vandalized, stolen, or lost.
Vehicle Contact Protection
Protect yourself against uninsured or underinsured motorists in the event you’re hit by a vehicle. Vehicle contact insurance covers up to $25,000 in case you’re ever hit on the road.
Medical Payments
Cover the costs of your medical expenses when you’re injured on a ride. Medical payment coverage dispenses up to $10,000 in benefits if you’re ever hurt while cycling.
Racing Coverage
If your bike is lost, stolen, or damaged before a big race, we’ll reimburse the competitive racing fee.
Event Fee Reimbursement
Did an accident prevent you from participating in a cycling event? We’ll reimburse you up to $500 per claim and $1,000 per policy term.
Transit & Travel Damage
When your bike is damaged in transit to or from anywhere in the United States and Canada, you’re covered.
Replacement Bicycle Rentals
If you had to get a replacement bicycle rental to get to work, compete in a race, or just ride for fun, we’ll cover that, too.
Say hello to a new way to experience bicycle insurance!
- Multiple bike discount
- Deductible options
- eBike insurance starting $8 a month
- Flexible plans
- We cover all parts and gear
- We cover all brands
Simple Bicycle Insurance
in a couple steps
Tell Us About Your Bike
Enter information about you, your bicycle, and what you need
Get An Instant Quote
We’ll walk you through bicycle insurance policy options
Select A Policy
Choose the bicycle or electric bicycle insurance policy that’s best for you
Policy Pricing & Coverage
- Simple Bike Insurance covers e-bikes unlike home and renters Insurance
| Simple Bike Insurance | Home or Renters Insurance | |
|---|---|---|
Insured At Full Value | Yes | Not Likely |
Crash or Collision Damage | Yes | No |
Cycling Accessories, Apparel, & Gear | Yes | Not Likely |
Electric Bike Coverage | Yes | Limited |
Event Fee Reimbursement | Yes | No |
Racing Coverage | Yes | No |
Replacement Bicycle Rental | Yes | No |
Roadside Assistance | Yes | Not Likely |
Spare Parts Insured | Yes | Not Likely |
Theft Away From Home | Yes | Limited |
Theft From Home | Yes | Limited |
Transit & Travel Damage | Yes | Not Likely |
Vehicle Contact | Yes | No |
Belong to a bicycle association?
Congratulations!
You just got
10% off your policy
Belong to a bicycle association?
Congratulations! You just got
10% off your policy
Belong to a bicycle association?
Congratulations!
You just got
10% off your policy
What our customers have to say
