If you’re considering whether or not bicycle insurance is right for you, it only takes a few minutes to fill out our instant bicycle insurance quote form. You’ll quickly input information on your bike (or bikes) and you, plus the kind of coverage you’re looking for, and we’ll instantly show you the best coverage options available. The whole process takes under 10 minutes to complete.
Not sure bike insurance is a must for you? If you already have homeowner’s or renter’s insurance, you may assume that your bikes are covered. But if you have expensive bikes or ebikes, you may want to double check your policy: Most homeowner insurance will only cover a few hundred dollars of a bike’s total value after a large deductible. And most non-bike insurance policies will look at a bike’s current value, rather than the cost when you bought it. With Simple Bike Insurance, your bike retains its original value, because we know how important it is that you get back to riding a bike that you truly love. And even when renter or homeowner insurance does cover any part of your bike, often it comes at a sneaky added cost: It raises your premiums. Lastly, homeowners insurance simply doesn’t offer things like race and event coverage, rental bike costs, or roadside assistance. Simple Bike Insurance does. Bike insurance policies are also typically much less pricey than a homeowner policy—and you can see for yourself with our bicycle insurance quote form here.
In addition to covering your bike or ebike in the event of theft or accident, Simple Bike Insurance also offers coverage for kit that’s damaged in accidents—a cost that can add up quickly—as well as roadside assistance for that flat you simply cannot fix. Even stolen or damaged parts are partially covered under your policy. You’re covered too: Things like extra medical expenses related to a cycling accident or incident are covered, and you’ll also protect yourself financially in the event that you injure someone or damage property with your bike. For bike racers, there are even more benefits, like race fee reimbursement in certain situations.
Why should you choose Simple Bike Insurance?
Simple Bike Insurance keeps things, well, simple. Using our Instant Quote form gets you a quote that covers your exact bike and your cycling lifestyle in minutes, which makes starting up your policy easy and fast. And once you are using Simple Bike Insurance, our customer service is second to none. Anytime you call, you'll get a human on the phone who can help you with any questions or with starting a claim. And because we also love riding our bikes, we understand just how important your bike is to you. It's not just metal and rubber, it's your best friend, it's how you spend your free time, and it's how you exercise, commute and spend time with friends. We want to get you back on your bike ASAP.
Why should you choose us?
Simply put, Simple Bike Insurance is staffed by people who are passionate cyclists themselves, and because of that, we understand why you want and need to protect your bike. For many people, their bikes are actually pricier than their cars, yet for some reason, insuring them isn’t top of mind. But at Simple Bike Insurance, we want to make the process as easy and painless as possible: It takes minutes to fill out our bicycle insurance quote form and get your bike insured. And no matter what time of day you call our customer service line, someone will be on hand to help you file a claim.
All you need to get started on your instant quote for bike insurance is a bit of information about the bike (you can always add the serial number later, but make, model and year are important when it comes to getting the right plan for you!) plus some information about you. You’ll quickly be able to compare the different plan levels to find the right amount of coverage for your riding.