Best Bicycle Insurance in Florida

Finding affordable, easy bicycle insurance has never been this easy for Floridians

Woman wearing bicycle helmet and sunglasses

Affordable Bike Insurance in Florida

From Key West to Ft. Lauderdale, Tampa to Orlando, and Gainesville to Jacksonville, Florida offers a ton of great cycling spots. Not only is downtown St. Petersburg ideal for commuter cyclists, the state as a whole is also home to exciting bicycling events including:

When it’s time to cycle competitively, many riders look to bike insurance for comprehensive coverage and protection. If your bike goes missing, gets damaged in transit, or you pop a tire, it’s important to have a bike insurance company on your side.

What is Florida bicycle insurance?

Many cyclists feel their gear, ride, and apparel are covered under other policies like renter’s insurance, homeowner’s insurance, or umbrella insurance. However, those types of insurance aren’t designed to cover the competitive cycling lifestyle — which is where Florida bicycle insurance comes in.

Floridians face some common cyclists risks, just like other riders across the US. Things like:

  • Bicycle theft
  • Crashes and collisions with vehicles or other riders
  • Stolen locks, riding apparel, and cycling gear
  • Bicycle transit damage

Each of these can not only put a dent in your wallet if you aren’t financially covered, but they can also ruin a ride to work, your racing event, or a Sunday beach cruise.

Bicycle insurance offers coverage for these “oops” moments and gets you benefits fast. For competitive cyclists, Simple Bike Insurance even covers event fees if you end up having to miss out because of damage or theft.

Young woman riding her bicycle at sunrise on the beach

How much does bicycle insurance in Florida cost?

The short answer is that if you get a Simple Bike Insurance policy, coverage starts at just $100 a year. From there, you can add premium coverage extras and even choose how much to insure your bicycle for (partial or full value).

For less than $9 a month, a basic policy gets you a ton of coverage that other policies just don’t offer. Plus, you can get an instant quote in just a couple of minutes online — or give us a call if you’d rather talk to a representative and fellow cycling enthusiast.

All you need to get started is some basic information about you and your bicycle, and a rough idea of the kind of coverage you want. We’ll take it from there and show you how much it’d cost.

If you like what you see, you can easily purchase your Florida bicycle insurance policy online. If you aren’t sure, you can go back and make changes or contact us if you have questions. We’re ready to cover you, no matter what kind of cyclist you are.

  • Commuter cyclists
  • Mountain cyclists
  • E-cyclists
  • BMX cyclists
  • Competitive cyclists
  • Casual cyclists
  • And more

Whatever your style is and however you ride, we’ve got the perfect policy for you. Start your instant Florida bicycle insurance policy online now or browse our helpful insurance resources for more information.