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Do I Need Bicycle Commuter Insurance?

Do I Need Bicycle Commuter Insurance?

Why risking rides to work without bicycle insurance isn’t the best idea

We hear you’re a commuter cyclist. Wind in your hair, great exercise before and after work, and sustainable transportation. Sounds like great news to us.

Unfortunately, the bad news is that you’re also at risk for injury, bike theft, and bicycle damage. One way to mitigate these risks is to cover your ride with affordable bicycle insurance designed to fit your needs as a commuter.

It reduces your financial risk as a commuter cyclist

Commuter cyclists are likely to encounter things like road rage, potholes, inclement weather, and not-so-shared roads. This means commuting can lead to bike repairs, injury, liability, and more which leave you open to financial threat.

You’re working so hard every day. Why put your hard-earned cash at risk when you can spend $100* to get a basic policy with Simple Bike Insurance? Let’s take a look at what you’ll get with a Simple Bike Insurance policy for about the same price as a streaming subscription each month.

  • Full-value coverage
  • Crash or collision damage
  • Cycling accessories, locks, and other gear coverage
  • Replacement bicycle rentals
  • Roadside assistance
  • Bicycle theft from or away from your home, condo, or apartment
  • Vehicle contact or collision damage
  • And more

That’s right! We have policy add-ons that let you adjust your coverage as necessary. Always popping tires on the way home? Check the box for roadside assistance. Take your bicycle with you on work trips? Check the box for travel coverage. Whatever you need, we have an affordable option for it.

And if you don’t see an option for it during your quote, give us a call and ask us about it so we can improve our service to the cycling community.

It takes less than five minutes to get a quote

In the same amount of time it takes you to read this article, you can get an instant commuter cyclist insurance quote. All you need is some basic contact information and to answer some questions about how you ride and your bicycle. We’ll show you a quote, you sign up and activate your policy, that’s it!

Commuting to work on your bicycle has so many advantages. Keep yourself safe and gain some peace of mind with a bicycle insurance policy that’s built for you as a commuter. 

*Policies start at just $100. Costs will vary based on bicycle value, riding style, and other factors we’ll ask you about during your instant quote.
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